Here come those 2011 deductibles ...

OK—the 2010 open season for the Federal Employees Healthcare Benefits Program is finally history. The time for looking at rate charts, brochures and competing plans is over.

Some folks suffered big-time sticker shock over increased premiums for 2011 coverage; others weren’t hit as hard by their plan. A lot of people gritted their teeth and went on.

We’re wondering how the readers of this blog responded to this year’s offerings.

We’re especially wondering about folks who were not in the teeth-gritting group—people who actually made some major changes in their healthcare coverage, switching plans or deductible levels.

What did you do? Besides the cost, what were the major factors affecting your decisionmaking?